Bank Wakaf Mikro dan Strategi Baru Penguatan UMKM Berbasis Keuangan Inklusif

Authors

  • Muhammad Aladdin Hanif Universitas Diponegoro Semarang
  • Annisa Maulidia Alfian Universitas Diponegoro Semarang
  • Muhammad Zacky Dzulfikar Universitas Diponegoro Semarang
  • Darwanto Darwanto Universitas Diponegoro Semarang
  • Mochammad Ardani Universitas Diponegoro Semarang

DOI:

https://doi.org/10.30736/jes.v7i2.281

Keywords:

Bank Wakaf Mikro, financial inclusion, Islamic micro finance institutions

Abstract

The level of financial inclusion in Indonesia is 76,19%. It indicates that there are still many groups of people who have not received financial services. Economic empowerment and financial services at the micro level are easier and more accessible through microfinance institutions (MFIs). One of MFIs developed based on sharia principles is the Bank Wakaf Mikro (BWM). This study aims at improving the strategy for the role of BWM in financial inclusiveness and to support the economy from the MSME level. The method used is SWOT analysis by considering the internal and external factors that exist in BWM. The factors obtained through in-depth interviews with BWM leaders are processed quantitatively. The results show that BWM is still in the Stable Growth stage, because it has added value on weaknesses and opportunities. Strategies that can be implemented include collaborating with external agencies and simplifying regulations in BWM operations.

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Published

2022-08-05

How to Cite

Hanif, Muhammad Aladdin, Annisa Maulidia Alfian, Muhammad Zacky Dzulfikar, Darwanto Darwanto, and Mochammad Ardani. “Bank Wakaf Mikro Dan Strategi Baru Penguatan UMKM Berbasis Keuangan Inklusif”. JES (Jurnal Ekonomi Syariah) 7, no. 2 (August 5, 2022): 154–167. Accessed March 29, 2024. https://jes.unisla.ac.id/index.php/jes/article/view/281.

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