Dampak Riba Terhadap Sosial Ekonomi Pedagang Pasar; Studi Pedagang Pasar Semuli Raya Lampung Utara
DOI:
https://doi.org/10.30736/jesa.v6i1.97Keywords:
usury, market trader, money lenderAbstract
Abstract: In economic activity, capital is the most crucial thing. Obtaining that basic financial factor can be done independently or through submitting loans from other parties (investors). Until now, the lower class still have difficulty dealing with financial institutions, related to certain requirements. Consequently, they choose the easiest way, without any complicated pre-requirements, commonly known as loan sharks. This research is qualitative field research using descriptive analysis. The findings reveal that the reason these traders make capital submissions to moneylenders is because the process of borrowing money is fast and easy. They do not have to have valuables as collateral. In addition, the amount of money is moderately small. Relying on trust, they can immediately receive the loans. The rent-seeking among the community, practically, has a lot of negative impacts on the community's economy. The rent-seeking carried out in Semuli Raya, Abung Semuli Subdistrict, has caused the people's economy, especially the market traders, to be very disturbed both for their daily needs and even on the education of their children.
Â
Keywords: usury; market trader; money lenderReferences
Abdullah, Daud Vicary dan Keon Chee. Buku Pintar Keuangan Syariah. Jakarta: Zaman, 2012.
Antonio, M. Syafi’i. Bank Syariah dari Teori ke Praktik. Bandung: Linda Karya, 2007.
Deliarnov. Ekonomi Politik. Jakarta: Erlangga, 2006.
Departemen Pendidikan dan Kebudayaan, Kamus Besar Bahasa Indonesia. Jakarta: Balai Pustaka, 1995.
Dimyati, Khudzaifah. “Profil Praktek Pelepasan Uang (Rentenir) dalam Masyarakat Transisiâ€. Tesis--Universitas Diponegoro Semarang, 1997.
Gilarso. Pengantar Ilmu Ekonomi. Yogyakarta: t.p., 1991.
Hakim, Lukmanul. Prinsip-Prinsip Ekonomi Islam. Jakarta: Erlangga, 2012.
Hakim, Muhammad Aziz. Menguasai Pasar Mengeruk Untung. Jakarta: PT. Krisna Persada, 2005.
Hari, Juwita Fajar. “Dampak Pinjaman Kredit Terhadap Kesejahteraan Pedagang Pasar Tradisional dalam Tinjauan Ekonomi Islamâ€. Skripsi--IAIN Imam Bonjol, 2009.
Hosen, M. Nadrotuzaman dan AM. Hasan Ali. Kamus Populer Keuangan dan Ekonomi Syariah. Jakarta: PKES Publising, 2008.
Khoiri, Muhammad “Dampak Pinjaman Rentenir Terhadap Pendapatan Pedagang Pasar Tradsional di Pasar Pagi Pulo Brayan Bengkelâ€. Skrips--UIN Sumatera Utara Medan, 2018.
Kotler, Philip. Manajemen Pemasaran, terj. Benyamin Molan, jilid 1. Jakarta: PT. Intan Sejati Klaten, 2005.
Mujahidin, Akhmad. Ekonomi Islam: Konsep, Instrument, Negara dan Pasar. Jakarta: Rajawali Press, 2014.
Nasution, Mustafa Edwin. Pengenalan Eksklusif Ekonomi Islam. Jakarta: Kencana, 2007.
Niswonger, C. Rollin, dkk. Prinsip-Prinsip Akuntansi, terj. Alfonsus Sirait. Jakarta: Erlangga, 1992.
Noor, Juliansyah. Metodelogi Penelitian: Skripsi, Tesis, Disertasi, dan Karya Ilmiah. Jakarta: Kencana Prenada Media Group, 2011.
Prayitno, Rekso. Sistem Ekonomi dan Demokrasi Ekonomi. Jakarta: Bina Grafika, 2004.
Rais, Sasli. Pegadaian Syariah: Konsep dan Sistem Operasinal. Jakarta: UI-Press, 2006.
Siboro, Ilas Korwadi. “Analisis terhadap Fungsi Pinjaman Berbunga dalam Masyarakat Rokan Hilir Kecamatan Bagan Sinembah Desa Bagan Batuâ€, Jom Fisip, Volume 2, Nomor 1 (2015).
Sudarto, Aye. Etika Bisnis Islam. Metro: Purnama Jaya, 2019.
________. Peradaban Ekonomi Islam. Metro: Purnama Jaya, 2018.
Umar, Husen. Metode Riset Komunikasi Organisasi. Jakarta: Gramedia Pustaka Utama, 2005.
Wijaya, Faried, dkk. Lembaga-Lembaga Keuangan dan Bank. Yogyakarta: BPFEY, 1999.
https://www.pengertiandefinisi.com/pengertian-kegiatan-ekonomi-definisi-dan-jenis/ diakses pada tanggal 20 Oktober 2020.
https://www.google.com/amp/s/fersiamalia.wordpress.com/20111/11/28/uang-lembaga-keuangan-dan-lembaga-keuangan-informal/amp diakses pada tanggal 31 Oktober 2019.
http://medanbisnisdaily.com/news/read/2014/02/05/77027/rentenir_akan_tumbuh_pesat/#VEPc6_I dWil diakses pada tanggal 10 Oktober 2019.
http://hukum.kompansiana.com/2012/07/20/rentenir-dan-lemahnya-hukum-perbankan-indoneisa-472787.html diakses pada tanggal 05 oktober 2019.
Downloads
Published
How to Cite
Issue
Section
License
Copyright Notice
Authors who publish with this journal agree to the following terms:
- Copyright on any article is retained by the author(s).
- The author grants the journal, right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
- The article and any associated published material is distributed under the Creative Commons Attribution-ShareAlike 4.0 International License
