Faktor-Faktor yang Mempengaruhi Investasi pada Perusahaan Asuransi Jiwa Syariah yang Terdaftar di Otoritas Jasa Keuangan (OJK)
DOI:
https://doi.org/10.30736/jesa.v6i2.163Keywords:
tabarru fund, underwriting, sharia life insurance company investmentAbstract
Abstract: This research analyzes the effect of tabarru fund and underwriting on investment in sharia life insurance companies in Indonesia that are registered in the Financial Services Authority (OJK). The independent variables are tabarru fund and underwriting. The dependent variable is an investment. The research was conducted using ten companies that met the sample selection criteria of seven years from 2013-2019. The seventy total data are registered with the financial services authority. This research used the purposive sampling technique. The data were analyzed through SPSS as a tool. This study indicated that the tabarru fund had a significant effect on investment in Islamic life insurance companies. Partial analysis (t-test) of tabarru fund had a significant positive impact on investment in Islamic insurance companies for the 2013-2019 period. The simultaneous F significance test results for the tabarru fund and underwriting F significant variables were simultaneously 0.000 less than the 0.05 significance level. Thus it can be concluded that H0 was rejected and H1 was accepted so that the regression model tested was fit, and the independent variable (tabarru fund and underwriting) simultaneously had affected the dependent variable (investment).
References
Alifianingrum, R. dan N. Suprayogi. Faktor-Faktor yang Mempengaruhi Surplus Underwriting Dana Tabarruâ€, Jurnal Ekonomi Syariah Teori dan Terapan, Volume 5, Nomor 2 (2018).
Amrin, Abdullah. Asuransi Syariah (Keberadaan dan Kelebihannya di Tengah Asuransi Konvensional). Jakarta: PT Elex Media Komputindo, 2006.
Darmawi, H. Manajemen Asuransi, edisi pertama. Jakarta: PT Bumi Aksara, 2004.
Faozi, M. “Manajemen Dana Tabarru’ Pada Asuransi Takaful Cabang Cirebonâ€, Jurnal Al-Mustashfa, Volume 4, Nomor 2 (2016).
Fatwa Dewan Syariah Nasional Nomor 21/DSN-MUI/X/2001 Tentang Pedoman Umum Asuransi Syariah.
Hasan, Ali. Asuransi dalam Perspektif Hukum Islam. Jakarta: Prenada Media, 2004.
Hindardjo, A. dan Mansuri. “Pengaruh Dana Tabarru’ dan Klaim Terhadap Profitabilitas Pada Perusahaan Asuransi PT. Prudential Unit Syariah Periode 2011-2015â€, Jurnal Asy-Syukriyyah, Volume 5, Nomor 1 (2016).
Karwati, Euis Lia. “Metode Alokasi Surplus Underwriting Dana Tabarru‟ pada Asuransi Keuangan Syariahâ€, Skripsi--UIN Syarif Hidayatullah Jakarta, 2011.
Nasution, Z. dan E. Sistiyarini. “Determinan Pertumbuhan Aset Asuransi Syariah di Indonesiaâ€, Jurnal Masharif Al-Syariah, Volume 4, Nomor 1 (2019).
Sari, M. A. dkk. “Analisis Pengaruh Hasil Investasi, Hasil Underwriting dan Beban Klaim Terhadap Laba Perusahaanâ€, Jurnal Ekonomi dan Kewirausahaan, Volume 19, Nomor 4 (2019).
Sastri, I., dkk. “Pengaruh Pendapatan Premi, Hasil Underwriting, Hasil Investasi, dan Risk Based Capital Terhadap Laba Perusahaan Asuransiâ€, Jurnal Jurusan Akuntansi, Volume 7, Nomor 1 (2017).
Siyonto, S. dan A. Sodik. Dasar Metodologi Penelitian. Yogyakarta: Literasi Media Publishing, 2015.
Sula, M. Syakir. Asuransi Syariah (Life And General). Jakarta: Gema Insani, 2004.
https://Ibtimes.Id/Data-Populasi-Penduduk-Muslim-2020-Indonesia-Terbesar-Di-Dunia/, diakses pada 4 Agustus 2020.
http://www.ojk.go.id/id/DaftarPerusahaan-Asuransi-Umum-Jiwa-dan-Reasuransi-dengan-PrinsipSyariah, diakses pada 4 Agustus 2020.
Downloads
Published
How to Cite
Issue
Section
License
Copyright Notice
Authors who publish with this journal agree to the following terms:
- Copyright on any article is retained by the author(s).
- The author grants the journal, right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
- The article and any associated published material is distributed under the Creative Commons Attribution-ShareAlike 4.0 International License